Life Insurance

Term life insurance

Affordable coverage to meet your temporary needs

Protect your loved ones for a predetermined period while you have greater financial commitments.

It's the ideal solution if:

  • You have dependent children and are on a tight budget

  • You have short- and medium-term loans to repay

Permanent life insurance

Lifetime insurance coverage

Permanently protects your family and your legacy.

It's the ideal solution if:

  • You would like to leave a legacy

  • You would like to be protected, even if your health changes

  • You would like to ensure the continuity of your business

Participating life insurance

Permanent life insurance that ensures the growth of your estate

Protects your family while giving you access to dividends1.

1 Annual participations are not guaranteed and vary annually.

It's the ideal solution if:

  • You want to leave a larger estate to your loved ones and, if needed, benefit from liquidity for your retirement

  • You want to offer your children or grandchildren a solid financial foundation

  • You are a business owner looking for life insurance coverage which generates growth

Universal life insurance

A combination of permanent life insurance and savings

Offers you lifetime coverage and the opportunity to save with certain tax benefits.

It's the ideal solution if:

  • You would like to leave a significant inheritance

  • You have contributed the maximum amount to your RRSP and your TFSA

  • You would like to protect the value of your company

Specialized life insurance

Specialized life insurance to build and protect your wealth

Legacy offers you guaranteed permanent life insurance which includes excellent short-term surrender values, an annual bonus that allows you to increase the total surrender value and death benefit, as well as a wide range of investment options.

It's the ideal solution if:

  • You want to maximize the wealth you will transfer to your loved ones

  • You want to take advantage of the surrender value in the short-term as a source of liquidity

  • You are a business owner and are looking for life insurance coverage that will generate growth

  • You want to diversify your assets and gain access to asset classes generally reserved for the institutional market